Romance Without Finance is the first studio album by singer-songwriter Theo Katzman. It was released on November 15, 2011. The album's sound draws from Katzman's influences which include rock, soul, folk and pop. Katzman is the composer and performs on several instruments. Music videos of two tracks, "Hard For You" and "Brooklyn", were released in 2012. The name of the album is derived from an old jazz song by Tiny Grimes, the full phrase being "romance without finance is a nuisance". The album debuted at #5 on the iTunes Singer-Songwriter albums chart.