Home Credit & Finance Bank
| Home Bank, Home Credit Bank | |
Native name | Хоум Банк, ХКФ Банк |
| Company type | LLC |
| Industry | Financial services |
| Predecessor | Innovation Bank Technopolis |
| Founded | 2002 |
| Headquarters | , |
Area served | Russia |
Key people | Alexander Skabara (Chairman of the Board), Jiri J Smejc (Directors Board Chairman) |
| Products | Loans |
| Revenue | 69,766,000,000 Russian ruble (2019) |
| RUB 46.2 billion (2019) | |
| RUB 15.8 billion (2019) | |
| Total assets | RUB 343.8 billion (2019) |
| Total equity | RUB 84.4 billion (2019) |
| Owner | PPF |
| Parent | Home Credit BV |
| Subsidiaries | Home Credit Bank Kazakhstan, JSC |
| Rating | BB− (Fitch) (2020) A(RU) (ACRA) (2022) ruBBB+ (Expert RA) (2022) |
| Website | www |
Home Credit Bank (Russian: Хоум Банк) is a Russian retail bank headquartered in Moscow. It was registered by the Bank of Russia in 1992 under the name Innovation Bank "Technopolis". It was acquired by the Czech finance group Home Credit in 2002, after which the bank was rename HCF Bank (Russian: ХКФ банк). It specialises on providing installment loans for online purchases.
As of 2019, it ranked 35th largest in Russia in terms of assets, and it was among the top 15 banks in the Russian retail lending market and was rated Fitch "CC", Expert RA "ruBBB+" and ACRA "A(RU)". In November 2020, the bank was headed by Dmitry Peshnev-Podolsky.
In November 2023, the bank was sanctioned by the U.S. Department of the Treasury’s Office of Foreign Assets Control (OFAC), together with other Russian banks in response to the Russian invasion of Ukraine. Its Czech parent company PPF decided to sell the Russian business in response. It In February 2024, Sovcombank announced its intention to buy Home Credit. The deal is planned to be completed in 2024-2025. 51% will be purchased for shares of Sovcombank's additional issue (5%), then the remaining 49% for cash.